Financing Available in Cranston! Financing Available in Cranston!
Financing Available in Cranston! Financing Available in Cranston!

This is an amazing find! Reduced! Seller will consider help with financing! Terms will include a 10% deposit depending on individual circumstances (call to receive information about the application process).Ideally situated on a charming corner lot at the end of a school zone with over 1800 square feet of developed space. Prepare to be impressed with the wide open floor plan, soaring vaulted ceilings, skylight, and an abundance of natural light.Rich walnut floors welcomes you to a kitchen that's heart and home to this lovable 4 level split. Notice the large island bar, built-in wine rack, and spacious walk-in pantry.The master bedroom has a walk-in closet, a private ensuite with a double shower and extended vanity.The dining area opens up to south facing sliding doors leading down to a patio stone court yard with perennial flower beds, lattis privacy screen, fire pit and BBQ gas line.Third level is a huge bonus family room with gas fireplace complete with Bose surround speakers, perfect for entertaining.The lowest level features a full bathroom, 3rd bedroom, lots of storage and an quaint secret hide-away with a built-in bunk-bed platform just for kids.Low maintenance landscaping fully fenced, ideal for anyone with kids or pets.Seller can offer financing at 4% with 10% down. Offered at $424,988 CAD!Call Shelley Bonwick or your preferred realtor for more information, to book a showing, or to find out if Seller Financing is right for you!This property won't last long so hurry and call Shelley Bonwick at 403-880-2770 and ask for details and a financing application. Don't miss your opportunity to own! Sorry, will not be able to respond to unidentified email enquiries at this time.SHELLEY BONWICK, Associate, THE ALBERTA COLLECTION / CHRISTIE'S INTERNATIONAL Commercial/Residential/Property Management web: thealbertacollection.com web: christiesrealestate.com web: shelleybonwick.com Cell: 403-880-2770 iFax: 403-776-3550Lease Purchase Option, Assumable, Seller Financing, Foreclosures, Pre-forclosures, Estate Sales, Private Sale vs. Listing – Whether you are BUYING or SELLING Real Estate, get help and information from a licensed professional.Every real estate transaction facilitated by a Real Estate Associate is monitored to insure that it conforms to legal and ethical standards set out by the real estate council. And while many private companies and individuals will offer their services to buy and sell your home, the Real Estate Act of Alberta requires any person trading in real estate to hold an authorization with RECA, (unless there is an exemption in the real estate legislation). Individuals cannot legally trade in real estate on behalf of others without an authorization from RECA (Real Estate Council of Alberta).I have access to Foreclosures, Pre-foreclosures, Assumable, Seller Financing, Lease Purchase Options, Estate Sales, Private Sales and Listed properties all over the city of Calgary and surrounding communities. Right can be an excellent time to BUY or SELL, regardless of your financing difficulties. For more information, please contact by phone:SHELLEY BONWICK, Associate, Commercial/Residential/Property Management Cell: 403-880-2770Seller Financing—when the Seller provides the Buyer a mortgage—can benefit both the Home Buyers and Home Sellers.Seller Financing can be a useful tool in this tight credit market. It allows Sellers to move a home faster, often getting a better return on their investment. Buyers often benefit from less stringent qualifying and down payment requirements for a property that might otherwise be out of reach.There's a greater chance of finding Sellers willing to take on the role of financier in today’s difficult financing market, but they still represent only a small fraction of all Sellers. This is because a Seller Financed deal is not without its legal, financial, and logistical hurdles. By taking the right precautions and getting professional help of a qualified, licensed real estate agent specializing in Seller Financed Agreements For Sale, however, Buyers and Sellers can reduce the inherent risks.The Basics of Seller FinancingIn Seller Financing, the Seller takes on the role of the Lender. Similar to a Lease-to-Own, or a Rent-to-Own, but with Seller Financing, you are paying a Principle + Interest Payment instead of a rental payment with a portion going to the deposit. The Seller extends enough credit to the Buyer for the purchase price of the home, minus any down payment (cash-to-mortgage). Both the Buyer and Seller sign an Offer to Purchase, a Financing Schedule, and an Addendum indicating the terms of the loan. Typically the interest will be at higher premium than what is currently offered at the Banks or Credit Unions, but not always.These loans are often short term—typically 2 to 3 years. The general theory is that within a few years, the property will have gained enough in value or the Buyers' financial situation will have improved enough that they can refinance with a traditional lender.From the Seller's standpoint, the shorter time period is also practical—Sellers don't have the life expectancy of a mortgage lending institution or the patience to wait around for 25 to 35 years until the loan is paid off. In addition, Sellers don't want to be exposed to the risks of extending credit longer than necessary.Get Professional HelpBoth the Buyer and the Seller will need an Attorney and a Real Estate Agent experienced in Seller Financed Agreements for Sale to write up the contracts for the sale of the property. In addition, reporting and paying taxes on a Seller Financed deal can be complicated. The Seller may need a financial or tax expert to provide advice and assistance.If you’re looking for a Seller Financed Property I can help. As a licensed real estate agent I can offer you the security of knowing your investment is in the hands of a qualified professional. Every real estate transaction facilitated by a Real Estate Associate is monitored to insure that it conforms to legal and ethical standards set out by the Real Estate Council.In addition, the Real Estate Act of Alberta requires any person trading in real estate to hold an authorization with RECA, (unless there is an exemption in the real estate legislation).Individuals cannot legally trade in real estate on behalf of others without an authorization from RECA (Real Estate Council of Alberta). And while many private real estate investment companies and individuals will gladly sell you a "rent-to-own without qualifying", it is truly "Buyer Beware".I have access to Seller Financed properties all over the city of Calgary and surrounding communities. Right now is an excellent time to Buy or Sell, regardless of your financing situation. For more information, please contact by phone:SHELLEY BONWICK, Associate, Commercial/Residential/Property Management Cell: 403-880-2770 iFax: 403-776-3550

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